Pay Privately - Kitchener Personal Injury & Disability Lawyers

Video Transcript

It’s time for a legal minute with the professionals from Dietrich Law. When involved in a collision many people feel that they should pay privately in order to avoid increased insurance rates. Is this really the best course of action? It’s complicated. While the law is very clear that you must report a collision to the police if there are personal injuries or property damage to both vehicles combined, in excess of $1 000, deciding that is a judgement call. As well, there may be charges for one or both drivers in terms of breaches of the Highway Traffic Act. You are required under you policy of insurance to then advice your insurer – or broker, if you have one – of the circumstances of the accident so that you do not prejudice your coverage. You might be subject to a claim of the other driver, and if you don’t let your insurer know, you may have problems with them conducting your defence. If a minor accident is your fault, and the other driver has not been injured in any way, you may wish – in consultation with your insurer or broker – to pay for their repairs or damages yourself. There are strict limitation periods. Make sure you get advice from one of our region’s many qualified lawyers. For your free initial consultation, contact Dietrich Law at 519-579-HURT or online at DietrichLaw.ca

Use the links below to play informative videos related to personal injury and disability claims:

Optional benefits video — Optional Benefits

Do I have an injury claim — Do I Have a Claim

Slipped and Fell Injury Video — Slipped and Fell

Chronic Pain Video 1 — Chronic Pain (Part 1)

Chronic Pain Video 2 — Chronic Pain (Part 2)

Long Term Disability Video — Long Term Disability

Personal Injury Claims Video — Personal Injury Claims

Disability Insurance Claims Video — Disability Insurance Claims

Winter Season Accidents Video — Winter Season Accidents

Personal Injury Law Video Gallery

CONTACT US TODAY

RECOGNIZED